Getting extra help

We always put our customers at the heart of everything we do. As part of the Financial Conduct Authority’s (‘FCA’) Consumer Duty we work together with your adviser to ensure that you receive the best possible outcomes.

How we can support you

We understand that some customers have circumstances which may impact how they communicate with us. If this is something which is relevant to you, get in touch with us to explain how we can help and support you better. 

Depending on your circumstances, we may be able to provide written communications in a different format and change the way we speak to you when you contact us. We can also contact you more regularly if that is something that will help. 

Some other reasons for getting in contact with us might be:

  • If your personal circumstances have changed
  • If your cannot find the information you are looking for
  • If your wanted to make changes to your policy

Our products are available through financial advisers. If you don’t already have an adviser, we can help you find one.

Our top 5 frequently asked questions ('FAQs')

Please visit our contact us page to find all the details you need.

We recommend speaking to your adviser as they will help you with all key financial decisions.

‘Change of Personal Details’ form will need to be completed and emailed to us at lca@stmgroup.online to let us know that your address has changed. You will need to provide us with a recent copy (last 3 months) of a proof of address document showing your new address.

You will need to complete this ‘Change of Bank’ form and email it to us at lca@stmgroup.online.

Please contact us at lca@stmgroup.online so that we can send you the correct form to complete.

Give us a call on:

Our UK opening hours are 8am to 4pm, Monday to Friday, excluding bank holidays.

Alternatively, complete this form and our Customer Support Team will get back to you:


When you submit this form, we will send a copy to your email address.
It should only take few minutes. to arrive. If you are unable to locate it, please check your junk/spam folder.