Welcome to
London & Colonial Assurance

Specialists in providing life assurance solutions for adviser businesses and customers

How Can We Help ?

For Advisers

For Customers

Delivering Value

At London & Colonial Assurance (‘LCA’), our values make us stand out and drive our success. They shape how we interact with advisers and customers:

  • Showing care and respect
  • Taking personal responsibility
  • Striving for business success
  • Having a passion for excellence
  • Working together

As well as great service, our products are a reflection of our commitment to our values.

Based in Gibraltar

Gibraltar, a British overseas territory, is located at the southern tip of the Iberian Peninsula of mainland Europe and is the home of LCA.

It is a self-governing well-regulated financial centre with robust regulatory standards.

The Gibraltar Financial Services Commission (‘GFSC’) is the local supervisory body responsible for monitoring the financial services industry.

The GFSC continues to provide support and regularly collaborates with the industry as well as closely mirroring the regulatory regime in the UK.

The Financial Action Task Force, the global anti-money laundering watchdog, also recognises Gibraltar as a responsible and transparent financial centre, dedicated to upholding the highest standards of compliance with its international obligations.

Our latest webinar for advisers

Navigating the Gibraltar-UK Financial Landscape

Hosted by LCA | 24 April 2025

In this webinar, we explore LCA’s regulatory permissions, Passporting, and the jurisdictional advantages of Gibraltar.

We then learn about the benefits of our annuity products following the Autumn Budget 2024.

Latest news

Flexible Annuities and the LCA Preference Share

In this article we highlight the benefits of purchasing an LCA Preference Share when you apply for an LCA flexible annuity.   Flexible Annuities LCA currently offer two flexible annuities:...