Founded in 2001, London & Colonial Assurance (‘LCA’) supports financial advisers and their clients by providing a range of annuity solutions to meet diverse financial goals.
LCA was established in 2001 as a public limited company and a life insurance provider. LCA is licensed to write Class I (life and annuity), Class III (linked long-term assurance business) and Class VI (capital redemption) products. LCA has a long history in the UK market and provides an alternative to conventional annuities, offering greater flexibility for income and investment choice.
In 2016, LCA was acquired by STM Group Plc, a multi-jurisdictional financial services group that was established in 1989. STM Group Plc specialised in the administration of client assets in relation to retirement, estate and succession planning, and wealth structuring.
In October 2024, STM Group Plc was acquired by Jambo SRC Limited, and is evolving into the Global Pension Corporation.
Gibraltar, a British overseas territory, affectionately known as the Rock by its residents, is located at the southern tip of the Iberian Peninsula of mainland Europe and is the home of LCA. It is the only place in the world with passporting rights into the UK. This means that LCA can easily market and sell our financial products in the UK.
LCA is structured as a protected cell company (‘PCC’) which offers additional benefits to clients. You can find out more about a PCC by reading our simple guide Essential Facts of a Protected Cell Company, which you can find in our secure document library.
It is a self-governing well-regulated financial centre with robust regulatory standards. The Gibraltar Financial Services Commission (‘GFSC’) is the local supervisory body responsible for monitoring the financial services industry. The GFSC continues to provide support and regularly collaborates with the industry as well as closely mirroring the regulatory regime in the UK. The Financial Action Task Force, the global anti-money laundering watchdog, also recognises Gibraltar as a responsible and transparent financial centre, dedicated to upholding the highest standards of compliance with its international obligations.
Established and reliable since 2001
Benefit from our unique position in Gibraltar.
Access to the UK market with ease.
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