Resource Hub

We understand that being an adviser has many challenges, so we want to make sure you have all the support you need. Within our resource hub you will find a wealth of information.

Document library

We have a range of documents which can be read and downloaded within our document library, including:

  • Important product documentation
  • Illustration request forms and application forms
  • Useful guides
  • Support aids and case studies
  • Documents to use when you need to make a change

Watch these videos to understand the benefits of our flexible annuities

Top 5 frequently asked questions ('FAQs')

We offer a Flexible Life Annuity (‘FLA’), and a Flexible Pension Annuity (‘FPA’). Click here to find out more about each product and to understand which one is best suited to your clients needs.

When a client buys one of LCA’s products the assets and funds they invest in are placed into a ‘Cell’. As a separate cash transaction the client can also buy the preference share that is attached to that Cell. Purchasing a preference share, as well as a LCA product, can be advantageous. Find out more in our secure document library.

Yes. Both of our Flexible Life Annuity and Flexible Pension Annuity products are flexible and therefore income (‘annuity payments’) can be increased, decreased, paused, or restarted.
To make a change please complete this ‘Change to Annuity Payments’ form and email it to us at lca@stmgroup.online.

If you are already registered with us then you can complete an illustration request form which you can find in our secure document library.

If you aren’t currently registered with us then you can register online here or contact us at lca@stmgroup.online

To obtain a current valuation, please contact our Customer Services Team at lca@stmgroup.online.

Our latest webinar

Navigating the Gibraltar-UK Financial Landscape

Hosted by LCA | 24 April 2025

In this webinar, we explore LCA’s regulatory permissions, Passporting, and the jurisdictional advantages of Gibraltar.

We then learn about the benefits of our annuity products following the Autumn Budget 2024.

If you’d like to ask us a question, please complete the form and we’ll get back to you


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