Designed for individuals who are interested in a solution that surpasses the more traditional tax wrapper, our International Bond combines tax-planning flexibility, broad investment choice and long-term planning potential in a single offshore solution. Our International Bond is suitable for individuals whose financial goals may include wealth accumulation, controlled withdrawals, estate planning and intergenerational wealth preservation – giving them a versatile solution to meet a wide range of financial objectives.
In a market where charging structures can often seem complex and difficult to understand, our International Bond offers a more transparent approach. It has clearly defined charges so clients, together with their financial adviser, can easily understand how costs are applied, with no hidden extras.
Our International Bond has also achieved 5-star rating from Defaqto. This independent recognition signals that our International Bond stands out for its features, benefits, and terms, placing it among the very best in the market.
Key features of the International Bond
This solution may be suitable for individuals, trustees and/or companies who meet the following criteria:
Getting started with the International Bond
The International Bond is only available through UK-regulated financial advisers. For adviser use, supporting technical and product literature should be reviewed alongside the client’s personal recommendation and suitability assessment.
To explore how the International Bond could support your clients’ planning needs, please contact the LCA team by completing our short Enquiry Form.
The value of investments can fall as well as rise and clients may receive back less than originally invested. Tax treatment depends on individual circumstances and may change in future. Financial advisers should consider the relevant key features, key information and charges and fees documentation, together with the client’s objectives, tax position, investment horizon and attitude to risk before making a recommendation.
Our International Bond is a solution that gives you greater confidence when helping clients plan, invest and preserve their wealth for the future. If you are working with clients who have already made use of pension and Individual Savings Account (ISA) allowances, our International Bond offers a flexible offshore solution that can support longer-term investment and tax planning.
Backed by a 5-star rating from Defaqto.
The Later Life Account ('LLA') is a unit-linked purchased life annuity, written on a single life basis.
It is available to UK tax residents, who have at least £50,000 to invest, to provide sufficient funds to pay for care costs in the future. You and your clients are in control of the income payment amounts, the income frequency and how your client’s investments are managed. These can all be set at outset and varied at any point. One-off annuity payments are permitted to help with one-off care related costs.
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