Cookie Policy

This Cookie Policy explains how London & Colonial Assurance PCC Plc (‘LCA’) (“we”, “us”, “our”) uses cookies and similar technologies on our website.

We are committed to protecting your privacy and ensuring transparency about how cookies are used to enhance your experience with us.

This policy complies with the UK General Data Protection Regulation (UK GDPR) and the Privacy and Electronic Communications Regulations (PECR).

What are cookies?

Cookies are small text files that are stored on your device (computer, smartphone, or tablet) when you visit our website. They help us recognise your device, track your interactions, and improve your browsing experience.

Cookies may be set by us (“first-party cookies”) or by third parties whose services we use (“third-party cookies”).

Types of cookies we use

We use the following types of cookies on our website:

  1. Strictly Necessary Cookies
    These cookies are essential for the operation of our website and enable you to navigate and use its features. Without these cookies, certain services, such as secure login or payment processing, cannot function.

  2. Performance Cookies
    These cookies collect information about how visitors use our website, such as which pages are most frequently visited. This data helps us improve the functionality and performance of our site. All information collected by these cookies is aggregated and anonymised.

  3. Functional Cookies
    These cookies allow our website to remember your preferences and provide enhanced functionality, such as personalising content or remembering your login details. They may also be used to provide certain services you request, such as live chat support.

  4. Targeting and Advertising Cookies
    These cookies track your browsing habits to deliver advertisements that are more relevant to you. They may be set by us or third-party advertising networks. These cookies also limit the number of times you see an advert and measure the effectiveness of campaigns.

Cookies used on our website

Below is a list of the cookies we use, along with their purposes and durations:
Cookie Name Purpose Duration Provider
GA4 Tracks website analytics 2 years Google Analytics

Managing your cookie preferences

When you first visit our website, you will see a cookie banner allowing you to accept or manage your cookie preferences. You can modify your preferences at any time by adjusting your browser settings.

Most browsers allow you to:

  • Delete all cookies
  • Block all cookies
  • Allow all cookies
  • Block third-party cookies
  • Clear all cookies when you close your browser

Please note that disabling certain types of cookies may impact the functionality and performance of our website.

Third-party cookies

Some of the cookies we use are provided by third parties. For example, we use Google Analytics to help us analyse website traffic and improve our services. Third-party cookies are subject to the privacy policies of those providers. We recommend reviewing their policies for more information.

Changes to this policy

We may update this Cookie Policy from time to time to reflect changes in technology, laws, or our operations. Any changes will be posted on this page with an updated “Last Revised” date.

Contact us

If you have any questions about our use of cookies or this policy, please contact us:

lca@stmgroup.online

London & Colonial Assurance PCC Plc
3rd Floor, 55 Line Wall Road
Gibraltar GX11 1AA

Last Revised: November 2024